Dearborn Allergy & Asthma Clinic, P.C. participates in a number of Health Insurance Plans, as well as self pay. If you have a question about your plan, please do not hesitate to call. Please be aware, however, that the patient is responsible for verifying coverage of service with their health plan. We will provide the necessary documents for filing claims with health plans, and, in many cases, we do the billing for the patient. However, since the health insurance plan is a contract between the insurance company and the patient, the ultimate responsibility for service fees resides with the patient. Payment and co-payments are expected to be paid at the time of service.  Dearborn Allergy & Asthma Clinic, P.C. accepts major credit cards and debit cards.  You mail email us with billing questions or make credit card payment at dbnall20200@aol.com We participate with Medicare. We participate with Blue Cross/Blue Shield PPO, Community Blue, Trust/Plus, Blue Choice and Traditional Blue Cross/Blue Shield. We also participate with PPOM, Partnership Health, First Health, and PHCS. These programs usually do not need a referral. We are participants in a number of insurances plans that usually DO require a referral. These plans include Blue Care Network, Care Choices HMO, Omnicare, Midwest Benefits, Cape Health Plan, and M-Care. These plans require that a referral document is presented prior to or at the time of appointment. Some health plans may or may not require referral. These plans include Health Alliance Plan, United Health Care, and Aetna. Our office can usually answer patient questions regarding referral requirements, but it is ultimately the patient's responsibility to verify referral requirements. As mentioned above, referral documents are required prior to or at the time of appointment. While some offices are good at faxing necessary documents, it is usually best for the patient to bring the necessary referral approval form with them to the appointment. Referral forms must include not only approval for the office visit, but also approval for necessary tests, including allergy skin testing, breathing tests, etc. If a health plan refuses to pay for services that have been performed, responsibility for the bill reverts to the patient-therefore have the referral BEFORE the visit.